Cash Discount

Cash Discount Programs are the hottest trend in the credit card processing industry. What is all the fuss about? And is it right for you and your business? We have had experience boarding merchants with our compliant Cash Discount Program and can help you get set up on it correctly as well as go over the pros and potential cons of the program. Contact us to speak with an expert on the program today!

So what is Cash Discount?

Simply put, it a way to eliminate most or all your merchant service fees so you can reinvest more money back in to your business. This is done by implementing a service fee to all customers while providing a discount to those who pay with cash or check.

What are the benefits of our Cash Discount Program?

  • Eliminate up to 100% of your processing fees
  • Revenue from the saved processing fees go straight you your bank account
  • Rest easy knowing you are following State and Federal regulations
  • Add or Remove the program at any time
  • We provide you with all necessary signage and stickers

What do I need to be compliant?

As outlined in the Durbin Amendment (part of the 2010 Dodd-Frank law) business are allowed to offer a discount to customers as an incentive to pay by alternative payment methods. It must be done correctly though, or you can be exposed to card brand violations and fines It is important to know the rules to make sure you are compliant. Here are some rules you must follow:

The credit card convenience fee cannot be more than 4%.

Our program fees do not exceed 4%

Proper signage must be displayed at the entrance to the place of business and point of sale

We provide you with the appropriate signage and stickers free of charge

The credit card convenience fee must be processed on one transaction with the price of the goods or services sold

Our program processes everything as one transaction

The credit card convenience fee must be displayed separately on the receipt

The credit card convenience fee is itemized and labeled on the receipt

If you are interested in eliminating your processing fees, then get in touch with us today! If you are not happy with the Cash Discount Program or it does not fit well with your business model, then we can move you to a normal merchant account with a best rate guarantee.

For inquiries contact us at 801-405-9888 or email